Business Insurance

Higginbotham's Business Insurance Department is staffed with more than 100 sales and service professionals who create personalized solutions to meet your company's needs. We don't automatically assume that the coverage you've had in the past meets your needs today - or that it will tomorrow. Instead, using a comprehensive risk management approach, we first identify exposures in your protection, then select the best methods to treat those exposures.

Higginbotham enjoys a diverse clientele with varied coverage requirements. But every client needs a cost effective solution. That's where The Higginbotham Difference comes to fruition.

While we have an extensive offering of products and services within the insurance market, we also have specialty practice units staffed with knowledgeable professionals with concentrated experience in their area of business expertise. This all-inclusive approach with ancillary practice units gives clients the advantage of a premier agency with a focus on their business sector.

We invite you to learn more about The Higginbotham Difference by exploring the links up top.

Business Property & Casualty Coverage

• Property
• General Liability
• Business Auto
• Workers' Compensation
• Boiler & Machinery
• Inland Marine
• Ocean Marine
• Executive Risk

o Directors & Officers
o Employer Practives Liability
o Errors & Omissions
o Crime
o Kidnap & Ransom
o Professional Liability
o Fiduciary

• Flood & Earthquake
• Garage Owners
• Environmental
• Excess Umbrella
• Builders' Risk
• Bonds
• Non-subscriber
• Self-insurance
• Risk Management

 

We provide businesses in highly specialized industries with dedicated practice units that have field experience and expertise.

• Construction

o Contractors
o Street & Road
o Wrap-ups
o Bonds
o Builders' Risk

• Health Care
• Hospitals
• Doctors' Groups
• Nursing Homes
• Medical Malpractice
• Dental Programs
• Habitational

o Apartments
o Condominiums
o Town Homes

• Real Estate Development
• Lessors' Risk
• Financial Institutions
• Hospitality
• Food Service
• Life Sciences
• Manufacturing
• Retail
• International
• Non-profit
• Religious Institutions
• Educational Institutions
• Technology
• Communication
• Self-insurance
• Captives